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票据法规定可以办理挂失止付的票据丧失的,失票人可以依照票据法的规定及时通知付款人或者代理付款人挂失止付

发布日期:2021-11-07

票据法规定可以办理挂失止付的票据丧失的,失票人可以依照票据法的规定及时通知付款人或者代理付款人挂失止...
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试题解析

票据丧失

票据的丧失,是指持票人并非出于自己的本意而丧失对票据的占有,简称失票,票据丧失又分为票据的绝对丧失与票据的相对丧失。票据是按照一定形式制成、写明有付出一定货币金额义务的证件,是出纳或运送货物的凭证。广义的票据泛指各种有价证券,如债券、股票、提单等等。狭义的票据仅指以支付金钱为目的的有价证券,即出票人根据票据法签发的,由自己无条件支付确定金额或委托他人无条件支付确定金额给收款人或持票人的有价证券。在我国,票据即汇票、支票及本票的统称。票据一般是指商业上由出票人签发,无条件约定自己或要求他人支付一定金额,可流通转让的有价证券,持有人具有一定权力的凭证。属于票据的有:汇票、本票、支票、提单、存单、股票、债券等等。

中文名
票据丧失
特性
具有一定权力的凭证
分类
分为绝对丧失和相对丧失两种
外文名
Loss of bill
引言
没有抛弃票据的意思

挂失止付

挂失止付,是指在票据丧失时,失票人将丧失票据的情况通知付款人,并请求付款人停止付款,接受挂失止付的在票据项未被他人取得的情况下,决定暂停支付的一种失票补救措施。挂失止付制度是依据《票据法》的规定,对可以挂失止付的票据在票据丧失后,失票人及时通知票据的付款人,收到通知的付款人在法定期间内暂停对该票据支付的制度。该制度是票据的权利人在票据丧失后获得的一种救济措施,防止因票据的丧失给权利人造成损失。对保护票据权利人的权利具有重要意义。是我国金融法律制度中的一项重要制度。

中文名
挂失止付
类型
金融法律制度
拼音
guà shī zhǐ fù
含义
依据法律规定暂停对票据的支付

办理

办理,读音bàn lǐ,汉语词语,意思为处理;操办。

中文名
办理
来自
《圣武记》
解释
处理;操办
拼音
bàn lǐ

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此试题出现在

银行知识财经金融知识竞赛

票据与账户管理准入资格考试

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Passage1Lonely people, it seems, are at greater risk than the gregarious of developing illnesses associated with chronic inflammation, such as heart disease and certain cancers.A paper published last year in the Public Library of Science, Medicine, shows the effect on mortality of loneliness is comparable with that of smoking and drinking after examining the results of 148 previous studies and controlled for factors such as age and pre-existing illness.Steven Cole of the University of Califormia, Los Angeles, thinks he may know why this is so.He told the American Association for the Advancement of Science meeting in Washington,D.C., about his work studying the expression of genes in lonely people. Dr. Cole harvested samples of white blood cells from both lonely and gregarious people. He then analysed the activity of their genes, as measured by the production of a substance called messenger RNA. This molecule carries instructions from the genes telling a cell which proteins to make. The level of messenger RNA from most genes was the same in both types of people. There were several dozen genes, however, that were less active in the lonely, and several dozen others that were more active. Moreover, both the less active and the more active gene types came from a small number of functional groups.Broadly speaking, the genes less active in the lonely were those involved in staving off viral infections. Those that were more active were involved in protecting against bacteria. Dr. Cole suspects this could help explain not only why the lonely are iller, but how, in evolutionary terms, this odd state of affairs has come about.The crucial bit of the puzzle is that viruses have to be caught from another infected individual and they are usually species-specific. Bacteria, in contrast, often just lurk in the environment, and may thrive on many hosts. The gregarious are therefore at greater risk than the lonely of catching viruses, and Dr. Cole thus suggests that past evolution has created a mechanism which causes white cells to respond appropriately. Conversely, the lonely are better off ramping up their protection against bacterial infection, which is a bigger relative risk to them.What Dr. Cole seems to have revealed, then, is a mechanism by which social environment reaches inside a person's body and tweaks its genome so that it responds appropriately. It is not that the lonely and the gregarious are genetically different from each other. Rather, their genes are regulated differently, according to how sociable an individual is. Dr. Cole thinks this regulation is part of a wider mechanism that tunes individuals to the circumstances they find themselves in.What message does Dr.Cole seem to convey by the mechanism?

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